Our Blog | 9 articles

Insights & Updates

Expert guidance on navigating government services in Kenya, diaspora investment tips, and the latest from the Huduma Global team.

9
Articles
50+
Topics
Kenya
Focus
Filtered by: lending
Kenyan small business owner using a smartphone to receive mobile money
Hustler Fund Kenya 2026NYOTA project KenyaFinancial Inclusion FundKenya micro-creditKenya youth funddiaspora business KenyaKenya digital lendingHustler Fund defaultMSEA KenyaRuto financial inclusion

Hustler Fund in 2026: What the End of Treasury Support and the Shift to NYOTA Mean for Kenyan Households and Diaspora Senders

The Hustler Fund has disbursed KSh83 billion to roughly 25 million Kenyans, but Treasury has dropped fresh allocations from July 2026 and shifted political weight to the NYOTA programme. For diaspora Kenyans funding micro-businesses back home, the credit landscape is changing.

May 24, 2026 7 min read
84
Central Bank of Kenya headquarters building in Nairobi
CBK CBR 2026Central Bank Kenyamonetary policy KenyaKESONIARBLR Kenyamortgage rates Kenya 2026diaspora banking Kenyafixed deposit ratesKenya inflationcommercial bank lending rates

CBK Holds the CBR at 8.75% in 2026: What the New Rate Cycle Means for Diaspora Borrowers, Savers, and Investors

The Central Bank of Kenya cut the CBR ten consecutive times before pausing at 8.75 percent in April 2026. The shift to a KESONIA-based pricing model and lower commercial bank rates change the calculus for diaspora mortgages, fixed deposits, and SACCO loans.

May 24, 2026 8 min read
62
microfinanceMFIfinancial inclusionwomen empowermentsmall businesslendingKenya

The Microfinance Revolution in Kenya: Empowering Small Businesses, Women, and the Unbanked

Microfinance has been one of the most significant forces for financial inclusion in Kenya, bringing formal credit, savings, and insurance services to millions of people who were previously excluded fr...

Feb 20, 2026 6 min read
224
mobile money KenyaM-Pesadigital financial servicesAirtel Moneyfintech Kenyamobile bankingdigital lendingfinancial inclusion Kenyamobile payments

Mobile Money Beyond M-Pesa: How Digital Financial Services Are Transforming Kenya's Economy

Kenya's mobile money revolution, sparked by M-Pesa in 2007, has transformed the country into a global leader in digital financial services, with financial inclusion rising from 27 percent to over 83 p...

Feb 20, 2026 5 min read
378
microfinance Kenyamicrofinance licenseCBK regulationcredit-only microfinanceDTM Kenyalending business

How to Start and Run a Successful Microfinance Business in Kenya

Microfinance has played a transformative role in expanding financial access to millions of Kenyans who are underserved by traditional banking. From community savings groups to sophisticated deposit-ta...

Feb 20, 2026 6 min read
485
microfinance Kenyatable bankingCBK licensingcommunity lending groups

How to Start a Microfinance or Table Banking Business in Kenya

Microfinance and table banking have become cornerstones of financial inclusion in Kenya, providing essential credit and savings services to millions of Kenyans who cannot access traditional banking. W...

Feb 20, 2026 6 min read
403
digital lendingmobile loansKenya loansCBK regulationsFulizaKCB M-PesaTalaBranchresponsible borrowing

Digital Lending in Kenya: Regulations, Risks, and How to Borrow Responsibly

Digital lending has revolutionized access to credit in Kenya, with over 20 million Kenyans using mobile-based loan platforms such as M-Shwari, Fuliza, Tala, and Branch. However, the convenience of ins...

Feb 20, 2026 6 min read
323
Kenyan Diaspora and Microfinance: Starting a SACCO or Lending Business in Kenya
SACCO kenyamicrofinancelending businessfinancial inclusiondiaspora investmentdigital lending

Kenyan Diaspora and Microfinance: Starting a SACCO or Lending Business in Kenya

Guide for Kenyan diaspora on starting a SACCO or microfinance business in Kenya, covering registration, regulation, digital lending, and risk management.

Feb 17, 2026 4 min read
152
Kenyan Diaspora and Peer-to-Peer Lending: Alternative Finance for Your Kenya Investments
peer-to-peer lendingcrowdfundingalternative financeinvestmentfintechdiasporaKenya

Kenyan Diaspora and Peer-to-Peer Lending: Alternative Finance for Your Kenya Investments

Explore alternative financing for Kenya investments — peer-to-peer lending, crowdfunding, and alternative finance platforms connecting diaspora capital with Kenyan opportunities.

Feb 17, 2026 3 min read
111