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Expert guidance on navigating government services in Kenya, diaspora investment tips, and the latest from the Huduma Global team.

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A Kenyan highland tea farm, reflecting Unaitas Sacco's origins among Murang'a tea growers
Unaitas SaccoMuramati SaccoMurang'acooperative movementsaccos in KenyamicrofinanceSME financechamassavingsloansfinancial inclusiondiasporaSASRA

Unaitas Sacco: From Murang'a Tea Growers to One of Africa's Largest Saccos by Membership

Unaitas Sacco grew from a 1993 tea growers' society in Murang'a into one of Africa's largest saccos by membership, with over 493,000 members. This article traces its history, transformation, products, branch network and relevance to Kenyans at home and abroad.

Jun 05, 2026 6 min read
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Nairobi Central Police Station in Kenya, representing the police service community served by the sacco
Kenya Police Saccodeposit-taking saccoDT SaccoSASRAsaccos in Kenyadividendsloan productscooperative movementfinancial inclusioncivil service saccosavingsdiaspora

Kenya National Police DT Sacco: Inside One of the Country's Largest Deposit-Taking Saccos

Kenya National Police DT Sacco has grown into one of the country's largest deposit-taking saccos, serving around 75,000 members. This article examines its history, savings and loan products, dividend record, governance and relevance to members at home and abroad.

Jun 05, 2026 6 min read
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Agency banking outlet in Kenya processing customer transactions
agency bankingbank agent kenyaequity agentkcb mtaanicoop kwa jiranicbk guidelinesfinancial inclusionsme kenyabankingdiaspora investment

Agency Banking in Kenya: How to Become a Bank Agent, the CBK Guideline, Commissions, Capital and the Real Operations Math

Agency banking turns ordinary Kenyan shops into bank branches. This guide breaks down the Central Bank of Kenya framework, eligibility, application paperwork for Equity, KCB and Co-op, the commission structure, working capital requirements and the operational discipline an agent needs to make the business profitable.

May 25, 2026 9 min read
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Kenyan small business owner using a smartphone to receive mobile money
Hustler Fund Kenya 2026NYOTA project KenyaFinancial Inclusion FundKenya micro-creditKenya youth funddiaspora business KenyaKenya digital lendingHustler Fund defaultMSEA KenyaRuto financial inclusion

Hustler Fund in 2026: What the End of Treasury Support and the Shift to NYOTA Mean for Kenyan Households and Diaspora Senders

The Hustler Fund has disbursed KSh83 billion to roughly 25 million Kenyans, but Treasury has dropped fresh allocations from July 2026 and shifted political weight to the NYOTA programme. For diaspora Kenyans funding micro-businesses back home, the credit landscape is changing.

May 24, 2026 7 min read
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Kenyan currency representing the Hustler Fund microcredit programme
Hustler FundMicrocreditDiasporaCredit ScoreCRBFinancial Inclusion2026

The Hustler Fund in 2026: What Diaspora Kenyans Actually Need to Know About the State Microcredit Programme — Eligibility, Performance, and the Limits for Diaspora Use

The Hustler Fund is the Kenya Kwanza signature financial inclusion programme. A diaspora explainer of eligibility, performance, the new credit-rating layer, and the limits for diaspora use.

May 24, 2026 7 min read
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disability rights Kenyapersons with disabilitiesaccessibilityinclusionNCPWD

Disability Rights in Kenya: The Persons with Disabilities Act, Accessibility Standards, and the Fight for Inclusion

Disability rights in Kenya represent an evolving frontier of human rights and social inclusion, where progressive legal frameworks including constitutional protections and ratified international conve...

Feb 20, 2026 6 min read
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bankingcommercial banksfinancial inclusionKenya banking sectorCBK regulation

The Banking Sector in Kenya: How Commercial Banks Drive Economic Growth and Financial Inclusion

Kenya's banking sector stands as one of the most dynamic and innovative in Africa, serving as the backbone of the country's economic development and financial inclusion agenda. With over 40 commercial...

Feb 20, 2026 7 min read
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microfinanceMFIfinancial inclusionwomen empowermentsmall businesslendingKenya

The Microfinance Revolution in Kenya: Empowering Small Businesses, Women, and the Unbanked

Microfinance has been one of the most significant forces for financial inclusion in Kenya, bringing formal credit, savings, and insurance services to millions of people who were previously excluded fr...

Feb 20, 2026 6 min read
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mobile money KenyaM-Pesadigital financial servicesAirtel Moneyfintech Kenyamobile bankingdigital lendingfinancial inclusion Kenyamobile payments

Mobile Money Beyond M-Pesa: How Digital Financial Services Are Transforming Kenya's Economy

Kenya's mobile money revolution, sparked by M-Pesa in 2007, has transformed the country into a global leader in digital financial services, with financial inclusion rising from 27 percent to over 83 p...

Feb 20, 2026 5 min read
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