Agency Banking in Kenya: How to Become a Bank Agent, the CBK Guideline, Commissions, Capital and the Real Operations Math
Agency banking turns ordinary Kenyan shops into bank branches. This guide breaks down the Central Bank of Kenya framework, eligibility, application paperwork for Equity, KCB and Co-op, the commission structure, working capital requirements and the operational discipline an agent needs to make the business profitable.
Pesalink Explained: How Kenya's Bank-to-Bank Instant Payment Rail Works, the Pricing Architecture, and Why It Has Replaced RTGS for Most Diaspora and Domestic Transfers
Pesalink is Kenya's instant bank-to-bank payment rail, processing more than KSh 2 trillion annually. A deep guide to the architecture, pricing, daily limit, and the use cases.
CBK Holds the CBR at 8.75% in 2026: What the New Rate Cycle Means for Diaspora Borrowers, Savers, and Investors
The Central Bank of Kenya cut the CBR ten consecutive times before pausing at 8.75 percent in April 2026. The shift to a KESONIA-based pricing model and lower commercial bank rates change the calculus for diaspora mortgages, fixed deposits, and SACCO loans.
Diaspora Banking in Kenya 2026: A Complete Comparison of Equity, KCB, Co-op, Stanbic, Absa, NCBA, I&M, Stanchart and HFC Diaspora Account Offers
A complete 2026 comparison of diaspora banking in Kenya. Equity, KCB, Co-op, Stanbic, Absa, NCBA, I&M and HFC compared on features, fees, mortgages and onboarding.
Opening and Managing a Kenyan Bank Account from the Diaspora: Which Banks Offer Remote Services
A Kenyan bank account is the financial backbone of managing affairs back home — from receiving rental income and paying taxes to funding construction and making investments. For diaspora Kenyans, choo...
Mobile Banking in Kenya Beyond M-Pesa: Airtel Money, T-Kash, and the New Wave of Digital Financial Services
Kenya's digital financial services ecosystem extends far beyond M-Pesa to encompass a rich landscape of mobile money platforms, bank-led mobile services, fintech startups, and specialized digital fina...
The Banking Sector in Kenya: How Commercial Banks Drive Economic Growth and Financial Inclusion
Kenya's banking sector stands as one of the most dynamic and innovative in Africa, serving as the backbone of the country's economic development and financial inclusion agenda. With over 40 commercial...
Mobile Money Beyond M-Pesa: How Digital Financial Services Are Transforming Kenya's Economy
Kenya's mobile money revolution, sparked by M-Pesa in 2007, has transformed the country into a global leader in digital financial services, with financial inclusion rising from 27 percent to over 83 p...
Understanding Chamas in Kenya: Investment Groups, Merry-Go-Rounds, and the Power of Collective Saving
Chamas are arguably Kenya's most powerful grassroots financial institutions, mobilizing billions of shillings in savings and investments through the simple power of collective action. From village mer...