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Filtered by: Sacco
Women smallholder farmers working in a field in Kenya
Ukulima Saccosacco Kenyadeposit-taking saccoSASRAcooperative societiessavings and creditsacco loanschamadiaspora investmentMinistry of Agriculture

Ukulima Sacco: From Ministry of Agriculture Staff Society to a National Cooperative Open to All Kenyans

Founded in 1972 by Ministry of Agriculture employees, Ukulima Sacco has opened its common bond to all Kenyans, including chamas and the diaspora. This guide explains its history, savings and loan products, membership requirements and how the sacco fits into Kenya's regulated cooperative sector.

Jul 02, 2026 6 min read
214
The Nairobi skyline viewed from Uhuru Park, Kenya
Stima SaccoSaccosavings and credit cooperativeSASRAKenya Powerdeposit-taking Saccodividendsfinancial inclusioncooperativesKUSCCOdiaspora savingsmembership

Stima Sacco: Inside Kenya’s Largest Savings and Credit Cooperative

From its roots serving Kenya’s electricity workers, Stima Sacco has grown into the country’s largest deposit-taking savings and credit cooperative, with a multi-billion-shilling asset base and more than 220,000 members. This profile examines its history, finances, products and place in Kenya’s Sacco sector.

Jun 18, 2026 6 min read
215
Students at Karima Boys High School in Kenya, representing the teaching community served by Mwalimu National Sacco
Mwalimu National SaccoteachersSaccosavingsloansdividendsFOSABOSASpire BankcooperativesSASRAdeposit-taking Saccofinancial inclusion

Mwalimu National Sacco: Africa's Largest Teacher Savings Cooperative

Mwalimu National Sacco is the largest deposit-taking Sacco in Kenya and Africa, serving teachers nationwide. This guide covers its membership, savings and loan products, dividend record, asset growth and the costly Spire Bank episode.

Jun 16, 2026 5 min read
142
A Kenyan highland tea farm, reflecting Unaitas Sacco's origins among Murang'a tea growers
Unaitas SaccoMuramati SaccoMurang'acooperative movementsaccos in KenyamicrofinanceSME financechamassavingsloansfinancial inclusiondiasporaSASRA

Unaitas Sacco: From Murang'a Tea Growers to One of Africa's Largest Saccos by Membership

Unaitas Sacco grew from a 1993 tea growers' society in Murang'a into one of Africa's largest saccos by membership, with over 493,000 members. This article traces its history, transformation, products, branch network and relevance to Kenyans at home and abroad.

Jun 05, 2026 6 min read
276
Nairobi Central Police Station in Kenya, representing the police service community served by the sacco
Kenya Police Saccodeposit-taking saccoDT SaccoSASRAsaccos in Kenyadividendsloan productscooperative movementfinancial inclusioncivil service saccosavingsdiaspora

Kenya National Police DT Sacco: Inside One of the Country's Largest Deposit-Taking Saccos

Kenya National Police DT Sacco has grown into one of the country's largest deposit-taking saccos, serving around 75,000 members. This article examines its history, savings and loan products, dividend record, governance and relevance to members at home and abroad.

Jun 05, 2026 6 min read
426
Viewpark Towers in Nairobi representing the civil service office environment
Hazina SaccoNational Treasurycivil service SaccoDT-SaccoSASRApublic sector loansFOSA Kenyamember dividendscheck-offTier 1cooperative financeopen bond

Hazina Sacco: Treasury and Civil Service Heritage, Loan Products and the Open-Bond Strategy

Hazina Sacco, founded in 1971 for National Treasury staff, has grown into a tier-one DT-Sacco with KSh 10+ billion in assets and an open common bond serving civil servants, county workers and the wider public sector across Kenya.

May 25, 2026 4 min read
215
Container ship at Mombasa port representing public service logistics
Harambee Saccocivil service SaccoOffice of the PresidentDT-SaccoSASRApublic sector loansFOSA Kenyamember dividendsmortgage Saccocheck-offTier 1cooperative finance

Harambee Sacco: Civil Service Heritage, Five Decades of Cooperative Saving and the Tier-One DT-Sacco Offering of Today

Harambee Sacco, founded in 1971 for Office of the President staff, has grown into a tier-one DT-Sacco with KSh 30+ billion in assets and an open common bond serving civil servants, county workers and the wider public sector across Kenya.

May 25, 2026 6 min read
187
Stima Sacco branch and Kenya Power utility offices
stima saccosacco kenyasavingsloansdividendsKPLCSASRAdeposit-taking saccodiaspora savingsKMRC mortgage

Stima DT Sacco: Origins, Membership, Products, Loans, Dividend History and the Diaspora Pathway

A deep guide to Stima DT Sacco — founded in 1974 for Kenya Power employees, now one of Kenya's largest deposit-taking Saccos with strong dividends and a growing diaspora membership.

May 25, 2026 8 min read
259
Kenyan classroom representing the teaching profession served by Mwalimu National Sacco
Mwalimu National SaccoKenya SaccoSASRAteachers SaccoFOSABOSAdiaspora savings KenyaSacco loansTSCWezeshaUfanisi loanMwalimu Towers

Mwalimu National Sacco: Kenya's Largest Sacco and Its Loan, Savings and Diaspora Products

Mwalimu National is the largest Sacco in Kenya and on the African continent by asset base, with roots in the teaching profession but a now-open common bond that includes civil servants, private-sector professionals and Kenyans in the diaspora.

May 25, 2026 7 min read
443