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Expert guidance on navigating government services in Kenya, diaspora investment tips, and the latest from the Huduma Global team.

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A Kenyan highland tea farm, reflecting Unaitas Sacco's origins among Murang'a tea growers
Unaitas SaccoMuramati SaccoMurang'acooperative movementsaccos in KenyamicrofinanceSME financechamassavingsloansfinancial inclusiondiasporaSASRA

Unaitas Sacco: From Murang'a Tea Growers to One of Africa's Largest Saccos by Membership

Unaitas Sacco grew from a 1993 tea growers' society in Murang'a into one of Africa's largest saccos by membership, with over 493,000 members. This article traces its history, transformation, products, branch network and relevance to Kenyans at home and abroad.

Jun 05, 2026 6 min read
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Nairobi Central Police Station in Kenya, representing the police service community served by the sacco
Kenya Police Saccodeposit-taking saccoDT SaccoSASRAsaccos in Kenyadividendsloan productscooperative movementfinancial inclusioncivil service saccosavingsdiaspora

Kenya National Police DT Sacco: Inside One of the Country's Largest Deposit-Taking Saccos

Kenya National Police DT Sacco has grown into one of the country's largest deposit-taking saccos, serving around 75,000 members. This article examines its history, savings and loan products, dividend record, governance and relevance to members at home and abroad.

Jun 05, 2026 6 min read
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Viewpark Towers in Nairobi representing the civil service office environment
Hazina SaccoNational Treasurycivil service SaccoDT-SaccoSASRApublic sector loansFOSA Kenyamember dividendscheck-offTier 1cooperative financeopen bond

Hazina Sacco: Treasury and Civil Service Heritage, Loan Products and the Open-Bond Strategy

Hazina Sacco, founded in 1971 for National Treasury staff, has grown into a tier-one DT-Sacco with KSh 10+ billion in assets and an open common bond serving civil servants, county workers and the wider public sector across Kenya.

May 25, 2026 4 min read
93
Container ship at Mombasa port representing public service logistics
Harambee Saccocivil service SaccoOffice of the PresidentDT-SaccoSASRApublic sector loansFOSA Kenyamember dividendsmortgage Saccocheck-offTier 1cooperative finance

Harambee Sacco: Civil Service Heritage, Five Decades of Cooperative Saving and the Tier-One DT-Sacco Offering of Today

Harambee Sacco, founded in 1971 for Office of the President staff, has grown into a tier-one DT-Sacco with KSh 30+ billion in assets and an open common bond serving civil servants, county workers and the wider public sector across Kenya.

May 25, 2026 6 min read
67
Stima Sacco branch and Kenya Power utility offices
stima saccosacco kenyasavingsloansdividendsKPLCSASRAdeposit-taking saccodiaspora savingsKMRC mortgage

Stima DT Sacco: Origins, Membership, Products, Loans, Dividend History and the Diaspora Pathway

A deep guide to Stima DT Sacco — founded in 1974 for Kenya Power employees, now one of Kenya's largest deposit-taking Saccos with strong dividends and a growing diaspora membership.

May 25, 2026 8 min read
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Kenyan classroom representing the teaching profession served by Mwalimu National Sacco
Mwalimu National SaccoKenya SaccoSASRAteachers SaccoFOSABOSAdiaspora savings KenyaSacco loansTSCWezeshaUfanisi loanMwalimu Towers

Mwalimu National Sacco: Kenya's Largest Sacco and Its Loan, Savings and Diaspora Products

Mwalimu National is the largest Sacco in Kenya and on the African continent by asset base, with roots in the teaching profession but a now-open common bond that includes civil servants, private-sector professionals and Kenyans in the diaspora.

May 25, 2026 7 min read
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Westlands Nairobi business district representing Kenya's vibrant SACCO sector
SACCOCo-operativeRegistrationSASRAKenyaSacco SocietyMembershipDiaspora

How to Register a SACCO in Kenya: A Complete Step-by-Step Guide to Requirements, Costs, Membership, SASRA Licensing and the Co-operative Societies Process

Saccos are the backbone of Kenya's grassroots financial sector. A complete step-by-step guide to registering a SACCO, the requirements, costs, membership thresholds and SASRA licensing.

May 24, 2026 8 min read
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cooperatives KenyaSACCO movementdairy cooperativescoffee cooperatives Kenyacooperative historyKCCNew KCCcooperative societies registrationSASRA

The Cooperative Movement in Kenya: How SACCOs, Dairy Cooperatives, and Coffee Societies Built the Economy

Kenya's cooperative movement, one of Africa's oldest and most established, has shaped the country's economic landscape from independence to the present day. From dairy and coffee cooperatives that tra...

Feb 20, 2026 6 min read
241
SACCO registrationSASRAcooperative society KenyaSACCO regulationSACCO operationscooperative development

How to Register and Operate a SACCO in Kenya: Complete Regulatory and Operational Guide

SACCOs are the unsung heroes of Kenya's financial sector, holding over KES 1 trillion in assets and providing affordable financial services to millions of members. From employee-based SACCOs that help...

Feb 20, 2026 6 min read
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