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Nairobi banking tower representing the Pesalink instant interbank transfer rail
PesalinkIPSLInterbankBankingKenyaPaymentsRTGSReal-Time Transfer

Pesalink Explained: How Kenya's Bank-to-Bank Instant Payment Rail Works, the Pricing Architecture, and Why It Has Replaced RTGS for Most Diaspora and Domestic Transfers

Pesalink is Kenya's instant bank-to-bank payment rail, processing more than KSh 2 trillion annually. A deep guide to the architecture, pricing, daily limit, and the use cases.

May 25, 2026 7 min read
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