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Insights & Updates

Expert guidance on navigating government services in Kenya, diaspora investment tips, and the latest from the Huduma Global team.

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Kenyan setting representing water resources regulated by the WRA
WRAWater Resources AuthorityBoreholePermitWater ActKenyaAbstractionEffluent

How to Apply for a Water Permit in Kenya: The WRA Framework for Borehole, Surface and Effluent Authorisations Under the Water Act, 2016

Every borehole and major water abstraction in Kenya requires a WRA permit under the Water Act, 2016. A complete guide to Categories A-D, application process, fees and ongoing compliance.

May 24, 2026 9 min read
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Residential apartment buildings at Mirema in Nairobi, Kenya, an example of the rental property market affected by the rental income tax changes in the Finance Bill 2026
Rental income taxRITKenya tax 2026Finance Bill 2026non-resident withholdingdiaspora landlordreal estate KenyaKRAiTaxrental tax complianceproperty taxgross rent

Kenya Rental Income Tax 2026: Why the Rate Rose to 10% and How Resident and Diaspora Landlords Should Respond

The Finance Bill 2026 increases the residential rental income tax rate from 7.5% to 10% of gross rent. The Bill also introduces a 30% withholding tax on rent paid to non-resident persons. Diaspora landlords face a meaningfully different tax bill in 2026/27 and should review their property holding structures.

May 24, 2026 8 min read
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Kenyatta National Hospital in Nairobi, Kenya, the country's largest referral facility and one of the institutions where Social Health Authority members access inpatient care
SHASocial Health AuthoritySHIFNHIF transitiondiaspora health insurancevoluntary contributionsha.go.kePrimary Healthcare FundECCIFKenya healtheCitizenM-Pesa Global

SHA Voluntary Contributions for Diaspora Kenyans 2026: How to Register, Pay, and Choose Tariffs From Abroad

The Social Health Authority replaced the National Hospital Insurance Fund in late 2024, and by 2026 it has become the gateway to publicly funded care in Kenya. Diaspora Kenyans are not legally required to enrol, but voluntary contributions remain attractive for those with dependants at home or plans to return.

May 24, 2026 8 min read
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Westlands financial district representing Kenya's money market fund industry
Money Market FundMMFCICBritamSanlamCytonnDiasporaInvestment2026Yield

Best Money Market Funds in Kenya 2026: A Diaspora and Resident Investor's Guide to CIC, Britam, Sanlam, Cytonn, Kuza, Madison and the Top-Yielding MMFs

Money market funds remain one of the highest-yielding low-risk products in Kenya. A 2026 comparison of CIC, Britam, Sanlam, Cytonn, Kuza, Madison and the top performers.

May 24, 2026 8 min read
4082
Kenyan currency representing NSSF contribution increases under Phase 4 of the 2013 Act
NSSFPensionDiasporaWorkersEmployersHaba Haba2026Social Security

NSSF Phase 4 from February 2026: What the New Contribution Rates Mean for Diaspora Workers, Employers, and Returnees

Phase 4 of the NSSF Act took effect on 1 February 2026, raising the upper limit to KSh 108,000 and the maximum monthly contribution to KSh 6,480 per side. Here is what diaspora workers, employers of Kenyans at home, and returnees need to do now.

May 24, 2026 8 min read
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Kenyatta National Hospital in Nairobi representing SHA-funded overseas treatment
SHASocial Health AuthorityOverseas TreatmentDiaspora HealthcareNHIF TransitionKenya HealthUniversal Health Coverage

Kenya's SHA-Funded Overseas Treatment Programme: How Diaspora Patients and Families Can Access It

From 14 April 2026, Kenya's Social Health Authority (SHA) began funding specialised medical treatment abroad for patients whose conditions cannot be managed locally. The programme is capped at Ksh 500,000 per patient per year. This guide explains the rules, the application path, and what diaspora families should do.

May 24, 2026 7 min read
489
Understanding the SHA Health Insurance Transition: What Diaspora Kenyans Need to Know About the New System
SHA KenyaSocial Health AuthorityNHIF replacementhealth insurance Kenyadiaspora health coverSHIFuniversal health coverage

Understanding the SHA Health Insurance Transition: What Diaspora Kenyans Need to Know About the New System

Kenya's transition from NHIF to the Social Health Authority represents the most significant change to the national health insurance system in decades. For diaspora Kenyans, understanding how SHA works...

Feb 21, 2026 13 min read
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How NSSF Contributions Work for Kenyans Living Abroad: What You Need to Know About Your Pension
NSSF Kenyapension diasporaretirement fundsocial securityNSSF Enhancedpension contributionsretirement planning Kenya

How NSSF Contributions Work for Kenyans Living Abroad: What You Need to Know About Your Pension

Every Kenyan who has ever worked formally in Kenya has NSSF contributions that represent a part of their retirement savings. For diaspora Kenyans, understanding how to check these balances, whether to...

Feb 21, 2026 14 min read
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cybersecurity Kenyacyber threatsdata protectionComputer Misuse Actdigital security

Cybersecurity in Kenya: Protecting Businesses, Government Systems, and Citizens in the Digital Age

Cybersecurity has become a critical concern for Kenya as the country's rapid digital transformation creates both enormous opportunities and significant vulnerabilities. From mobile money fraud targeti...

Feb 20, 2026 6 min read
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