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Expert guidance on navigating government services in Kenya, diaspora investment tips, and the latest from the Huduma Global team.

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Container ship at Mombasa port representing public service logistics
Harambee Saccocivil service SaccoOffice of the PresidentDT-SaccoSASRApublic sector loansFOSA Kenyamember dividendsmortgage Saccocheck-offTier 1cooperative finance

Harambee Sacco: Civil Service Heritage, Five Decades of Cooperative Saving and the Tier-One DT-Sacco Offering of Today

Harambee Sacco, founded in 1971 for Office of the President staff, has grown into a tier-one DT-Sacco with KSh 30+ billion in assets and an open common bond serving civil servants, county workers and the wider public sector across Kenya.

May 25, 2026 6 min read
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Stima Sacco branch and Kenya Power utility offices
stima saccosacco kenyasavingsloansdividendsKPLCSASRAdeposit-taking saccodiaspora savingsKMRC mortgage

Stima DT Sacco: Origins, Membership, Products, Loans, Dividend History and the Diaspora Pathway

A deep guide to Stima DT Sacco — founded in 1974 for Kenya Power employees, now one of Kenya's largest deposit-taking Saccos with strong dividends and a growing diaspora membership.

May 25, 2026 8 min read
78
Central Bank of Kenya headquarters building in Nairobi
CBK CBR 2026Central Bank Kenyamonetary policy KenyaKESONIARBLR Kenyamortgage rates Kenya 2026diaspora banking Kenyafixed deposit ratesKenya inflationcommercial bank lending rates

CBK Holds the CBR at 8.75% in 2026: What the New Rate Cycle Means for Diaspora Borrowers, Savers, and Investors

The Central Bank of Kenya cut the CBR ten consecutive times before pausing at 8.75 percent in April 2026. The shift to a KESONIA-based pricing model and lower commercial bank rates change the calculus for diaspora mortgages, fixed deposits, and SACCO loans.

May 24, 2026 8 min read
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Modern Kenyan house representing the KMRC-supported mortgage market for diaspora buyers
KMRCMortgageDiasporaHome LoanAffordable HousingPropertyLenders2026

KMRC and Diaspora Mortgages in 2026: How the Kenya Mortgage Refinance Company Made Home Loans Cheaper and What Diaspora Buyers Should Demand From Lenders

KMRC has reshaped Kenyan mortgage rates with refinancing operations that lowered cost. A practical diaspora guide to home loans, lender comparison, and a fair negotiation list.

May 24, 2026 7 min read
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affordable housing KenyaBoma Yanguhousing levyKMRCmortgage Kenyareal estatehousing deficit Kenya

The Housing Crisis in Kenya: Government Programmes, Affordable Housing Levy, and What It Takes to Own a Home

Kenya faces a housing crisis of staggering proportions, with a deficit of over 2 million units and growing. The government's Affordable Housing Programme, funded partly through the controversial Affor...

Feb 20, 2026 7 min read
269
KMRCaffordable housingmortgageKenya mortgagehome loansaffordable housing programKenya housing

Understanding Kenya Mortgage Refinance Company (KMRC) and Affordable Housing Loans

The Kenya Mortgage Refinance Company (KMRC) has transformed the home financing landscape in Kenya by making mortgage loans more affordable and accessible. With interest rates as low as 5% and repaymen...

Feb 20, 2026 6 min read
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affordable housinghousing levyKenyaAHLgovernment housingKMRCfirst-time buyermortgage

Affordable Housing Levy in Kenya 2026: How It Works, Who Pays, and How to Benefit

The Affordable Housing Levy (AHL) is one of the most significant social policy initiatives in Kenya, requiring all employed persons to contribute 1.5% of their gross salary towards a national housing ...

Feb 20, 2026 6 min read
2097
Kenyan Diaspora and Affordable Housing: Opportunities in Kenya's Housing Revolution
affordable housingBoma YanguKMRCmortgagepropertyinvestmentdiasporaKenya

Kenyan Diaspora and Affordable Housing: Opportunities in Kenya's Housing Revolution

Guide to Kenya's Affordable Housing Programme for diaspora Kenyans — from Boma Yangu registration and KMRC mortgages to housing development investment opportunities.

Feb 17, 2026 4 min read
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Kenyan Mortgage and Home Loan Options for Diaspora Buyers
MortgageHome LoanPropertyKenya BanksDiasporaReal Estate Finance

Kenyan Mortgage and Home Loan Options for Diaspora Buyers

Explore mortgage and home loan options for diaspora Kenyans, including product types, qualification criteria, interest rates, and how to apply from abroad.

Feb 17, 2026 5 min read
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