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digital lendingmobile loansKenya loansCBK regulationsFulizaKCB M-PesaTalaBranchresponsible borrowing

Digital Lending in Kenya: Regulations, Risks, and How to Borrow Responsibly

Digital lending has revolutionized access to credit in Kenya, with over 20 million Kenyans using mobile-based loan platforms such as M-Shwari, Fuliza, Tala, and Branch. However, the convenience of ins...

Feb 20, 2026 6 min read
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